TAMPA, Fla. – USF Federal Credit Union has announced plans to expand its reach beyond the Tampa Bay region for the first time.
The $1.28-billion USF FCU, which was chartered to serve the University of South Florida, said that in spring 2026 it will open a “cutting-edge model” branch in Winter Park, Fla., which is located just outside Orlando in Orange County.
The 77,000-member USF FCU said the new branch will feature a “state-of-the-art” design with “flexible service areas” replacing the traditional teller line, along with “cutting-edge digital tools” to make managing money easier.
In a statement, the credit union said it is seeking to grow its presence statewide while delivering on its promise of “Banking for All.”
‘More Than Expansion’
“This is more than an expansion – it’s the start of a new chapter in how we serve people,” Richard J. Skaggs, president and CEO of USF Credit Union, said in a statement. “Winter Park is the ideal community to debut our first branch outside Tampa Bay and our first location without a traditional teller line. We’re bringing the next generation of banking to Central Florida and opening our doors to all residents who want a financial partner that leads with innovation, inclusivity, and heart.”
USF FCU currently has 10 stand-alone branch locations and 18 fee-free ATMs located in Tampa, Odessa, St. Petersburg, and Sarasota. USF FCU divisions include Darden Credit Union, serving employees of Darden Restaurants Inc., and Red Lobster Credit Union for employees of Red Lobster restaurants.
