BURLINGAME, Calif.— Following a slight decline in August, new monthly bankruptcy data from G2 Risk Solutions (G2RS) shows consumer bankruptcy filings in September 2025 increased 2.2% over August, reaching 47,950 for the month.
Commercial filings increased more than 12% in September, for a monthly total of 1,174.
G2RS monitors all bankruptcy filings nationwide.
According to the company, compared to September 2024, consumer filings are up a significant 15.7% year-over-year (YoY). For 2025 to-date, consumer filings are up 10.7% over 2024.
Commercial filings meanwhile, increased by 12.45% from August 2025, and 4.17% over September 2024.
‘Some Cushion’
For the year-to-date picture, total commercial filings for 2025 thus far (9,819) have nearly reached the full year totals reached in 2024 (9,978)—and 2024 represented the highest number of commercial filings since before the pandemic, G2 Risk Solutions said.
“The moderation in mortgage rates has provided some cushion for homeowners, but it hasn’t reversed the broader upward momentum in consumer bankruptcies,” Ryan Sanders, director at G2RS, said in a statement. “Persistent inflation elevated revolving debt, and normalization of post-pandemic credit quality continue to drive filings higher.”
