DETROIT — A major data breach at 700Credit, the credit check and identity verification firm that serves thousands of U.S. auto dealerships, has exposed the sensitive personal information of more than 5.8 million people, the company and state officials said.
The incident was discovered on Oct. 25 and traced to unauthorized access to portions of the company’s online systems, according to a notice posted by the company. Hackers obtained names, home addresses, dates of birth and Social Security numbers of individuals whose information was processed by dealerships using 700Credit’s services between May and October 2025, according to the company.
“We regret to inform you that our industry was attacked by a bad actor who had unauthorized access to some of our personally identifiable information,” the company said in its breach notice. It added that its internal network was not compromised and operations remain unaffected.
Cybersecurity Experts Retained
700Credit, which provides credit reports, identity verification, fraud detection and compliance tools to roughly 18,000 auto, RV, powersports and marine dealerships nationwide, reported it began notifying affected individuals and dealer partners this month. The company has engaged cybersecurity experts and is offering credit monitoring services to those impacted, it said.
Michigan Attorney General Dana Nessel urged consumers to take immediate protective steps if they receive a notice, saying measures such as placing a credit freeze or enrolling in monitoring services can help guard against identity theft or fraud.
Class Action Proposed
The breach has attracted legal attention: a national law firm said it is investigating potential class-action claims on behalf of victims whose personal data may have been compromised, according to ClassAction.org
The full scope of how the stolen information might be misused remains unclear as investigations continue, according to 700Credit.
