PITTSBURGH–Nationally, credit unions demonstrated resilient performance in Q3 2025, with asset growth accelerating to 2.54% from 2.34% quarter-over-quarter and loan growth turning positive at 0.20% after contracting 0.31% in Q2, according to newly released data from BlastPoint.
The company, which offers data analytics solutions, said profitability metrics strengthened with ROA increasing to 0.78% from 0.74% quarterly and climbing from 0.70% year-over-year, while NIM expanded six basis points quarterly to 3.72%. Member growth remained stable at -0.61%, showing minimal quarterly improvement.
“Portfolio shifts favored certificates and first mortgages while indirect auto lending declined, positioning credit unions for continued margin expansion,” BlastPoint said in a statement.
Additional data can be found below. The full report is here.
