IRVINE, Calif.— Origence said it has entered into a partnership with Alloy, an identity and fraud prevention platform provider.
“This partnership provides credit unions with a scalable and highly effective solution to grow their business by streamlining digital member onboarding and digital lending while also proactively mitigating fraudulent activity,” Origence said.
According to Origence, through partnership Alloy will enable credit unions to verify member identities with access to more than 200 best-in-class sources of fraud, identity, and compliance data without the burden of managing individual integrations.
What CUs Can Do
Origence said Alloy provides credit unions with the ability to:
- Optimize growth by increasing top of funnel conversion rates, onboarding automation rates, and speed of origination.
- Orchestrate unique fraud prevention data points for digital new account opening and direct lending.
- Easily select from a variety of pre-built fraud and identity solutions, promoting tailored security measures.
- Reduce costs by pausing additional fraud checks on low-risk applications and make real-time adjustments to balance security and cost-effectiveness.
- Quickly detect fraud risks in online member onboarding and lending channels
- Implement automated know-your-customer (KYC) and customer identification program (CIP) checks to promote compliance and enhance security measures.
‘Escalating Challenge’
In announcing the partnership, Origence noted Fraud has become an “escalating challenge for credit unions, with attacks evolving in sophistication and frequency.”
At the same time, fraud prevention is acting as a growth driver for financial institutions by enabling them to onboard genuine members, Origence said.
According to a 2025 report from Alloy, 87% of financial institutions reported that the money saved by fraud prevention outweighs its costs.
“To keep up with growing fraud, credit unions must diversify and layer their fraud solutions to evolve as quickly as the threats they face, ultimately unlocking additional growth opportunities for their business,” Origence said.
The Need for Protection
“As fraud continues to evolve, we recognize the need for cutting-edge solutions that will protect our partners and their members without compromising efficiency,” Brian Hendricks, chief product officer of Origence, said in a statement. “By integrating with Alloy’s powerful fraud detection capabilities, we equip credit unions with the tools to safeguard their operations, build trust, make more loans, and open new accounts. This is more than just another integration; it’s about empowering credit unions with confidence to move faster than the pace of fraud.”
Added Keith Kettell, chief revenue officer with Alloy, “Credit unions are highly skilled at providing high-quality experiences to the member communities they serve. Our partnership with Origence enables credit unions to continue to faithfully serve their members while also ensuring they reduce fraud risk and ultimately grow their business.”
