JACKSONVILLE, Fla.–On the heels of what it is calling the “overwhelming success” of its VyStar Savings Challenge, VyStar Credit Union said it is launching a “Smart Spending Giveaway.”
“This education-based campaign is designed to help individuals use credit cards responsibly and confidently, especially as more people rely on credit for everyday purchases and seek ways to maximize benefits while avoiding unnecessary debt,” VyStar CU said. “As more individuals use credit cards for everyday purchases, understanding how to use them wisely is essential. Credit card balances are at an all-time high, and balances in the U.S. surpass $1.3 trillion reflecting a growing reliance on credit, especially for everyday expenses like groceries and gas. The need for smarter, more intentional credit use has never been greater.”
Building on Momentum
VyStar Credit Union said it is building on the momentum of its successful Savings Challenge that helped over 30,000 participants collectively save over $5 million in just 90 days, “VyStar is now addressing credit card usage with the same commitment to empowering members through education and practical tools. Smart Spending Giveaway reflects VyStar’s ongoing commitment to financial wellness, innovation and member empowerment, turning everyday spending into an opportunity for education, growth, and reward,” the credit union said.
What’s Provided
“More than just tips,” VyStar CU said the Smart Spending Giveaway provides:
- Weekly emails with actionable strategies, including paying your card twice a month, setting up a “credit parking” account to match purchases with available funds, and using rewards for big-ticket expenses.
- Advice on avoiding common traps, like relying on minimum payments or treating credit as income.
- Access to VyStar’s digital tools and educational resources to support better money management.
How to Enter
Members who enroll in the Smart Spending Giveaway and use their VyStar Visa credit card between June 9 and August 8 will be entered to win one-million rewards points (equivalent to a $10,000 cash value).
