TROY, Mich.–As part of the CU Daily’s ongoing coverage of new products and solutions being offered credit unions, as well as the vendor offerings credit unions are selecting, here is part one in a two-part series this week on the latest moves.
Chief Financial CU Selects My First Nest Egg
TROY, Mich.–My First Nest Egg, which provides a digital financial education platform for children and families, said it Chief Financial Credit Union in Rochester Hills, Mich. has selected its solution.
Mattel FCU in El Segundo, Calif. Also selected its offering.
“Through this collaboration, Chief Financial is expanding its impact by offering families free access to engaging, interactive financial literacy tools designed for kids ages 3–13,” My First Nest Egg said in a statement.
According to the company, the partnership includes a fully branded, co-hosted version of the My First Nest Egg platform, complete with in-app savings challenges, seasonal activities, and classroom-ready content—”making it easier than ever for families to start meaningful money conversations at home and in schools.”
“At Chief Financial Credit Union, we believe financial well-being starts early. That’s why we’re thrilled to partner with My First Nest Egg to give our youngest members engaging, age-appropriate tools that make learning about money fun and meaningful,” Ashley Chambers, Chief Financial CU’s VP of business development, said in a statement. “When we empower children with financial knowledge today, we’re building stronger communities tomorrow—and that’s exactly what our mission is all about.”
Co-founded by two mothers and former attorneys, Nicolle Hood and Annie Shoen, My First Nest Egg said it was created to address the growing financial literacy crisis and the lack of age-appropriate tools for teaching money skills. The company said the platform turns complex concepts into fun, bite-sized lessons through puzzles, stories, and psychology-backed tools that kids love.
Scienaptic’s AI Platform is Chosen by Andrews FCU
SUITLAND, Md.–Andrews FCU has selected Scienaptic AI’s AI-powered platform to enhance credit access for its members.
The company said the solution will provide faster, smarter lending decisions, streamlining credit processes, and extend lending opportunities to underserved members.
“At Andrews Federal members with timely, personalized financial solutions that evolve with their needs,” AFCU Chief Lending Officer Pat Campbell said in a statement. “Our partnership with Scienaptic AI is a critical step in enhancing our lending infrastructure to reflect our values and support our global member base. Their platform will advance our credit decisioning and provide greater efficiency, precision, and consistency. By increasing decision automation and unlocking deeper insights, we will be able to streamline lending while enhancing the lending experience for our members.”
Cobalt CU Selects Upstart for AI-Based Lending Decisions
PAPILLION, Neb.—The $1.3-billion Cobalt Credit has selected Upstart, a provider of AI-based lending solutions, to offer personal loans, HELOCs and auto refinance loans to more consumers.
According to the San Mateo, Calif.-based company, Cobalt Credit Union started lending as a partner on the Upstart Referral Network in March 2025, originating T-Prime personal loans, with plans to expand into auto refinance loans later this year. As part of the Upstart Referral Network, qualified loan applicants on Upstart.com who meet Cobalt’s credit policies receive tailored offers as they seamlessly transition into a Cobalt-branded experience to complete the online member application and closing process.
The company said Cobalt is also purchasing portfolios of home equity lines of credit (HELOCs) from Upstart’s affiliate, Upstart Mortgage, on an ongoing basis to further expand and diversify its consumer lending offerings.
“We are excited to have Cobalt be a part of the family of Upstart lending partners,” said Michael Lock, SVP-lending partnerships at Upstart. “Through our partnership, Cobalt will be able to grow T-Prime personal loans, HELOCs and auto refinance loans, while also expanding its membership through an all-digital, lending experience.”
Coastal CU Selects Lumin Digital
RALEIGH, N.C.–Coastal CU has selected cloud-native digital banking provider Lumin Digital.
According to the San Ramon, Calif.-based company, Coastal sought a digital banking provider with innovative technology, exceptional customer service, and a proven track record of successful implementations and high client satisfaction.
“By selecting Lumin Digital as its digital banking provider, Coastal members will benefit from a top-tier, future-ready digital banking solution offering enhanced speed and performance, streamlined processes, and robust security measures,” Coastal said.
SWIVEL Announces Integration With Paydoff
SAN ANTONIO – SWIVEL®, a digital payments solutions provider, said it has integrated with Paydoff, a collections automation and engagement provider for financial institutions.
“This partnership delivers a powerful and unified solution that empowers credit unions to enhance collections operations while offering an intuitive, frictionless member experience,” the company said in a statement.
According to the company, key benefits include:
- Streamlined collections
- Enhanced member experience
- World-class payment solutions
- Data-driven insights
Eltropy’s Desktop App Now Available in Beta
SANTA CLARA, Calif.–Eltropy, an AI-powered conversations platform for community financial institutions (CFIs), said its Eltropy Desktop App is now available in beta, with general availability in Q3.
The standalone application is designed to provide users with faster access and improved performance compared to browser-based access, the company said, adding the new desktop application addresses common performance bottlenecks while maintaining full feature parity with Eltropy’s browser platform.
“The Desktop App runs independently of web browsers, using fewer system resources while providing dedicated workspace functionality,” the company stated. “Early testing shows the application launches 20% faster than browser access and uses less CPU and memory, helping institutions maintain optimal system performance even on older hardware.”
Key Features
According to the company, key features of the Eltropy Desktop App include:
- Improved Performance: Optimized for lower memory and CPU usage compared to browser access
- Real-Time Alerts: Instant notifications for incoming calls and messages, even when the application is minimized
- Auto-Reconnect: Automatic reconnection functionality to prevent call drops and maintain session continuity
- Native System Access: Built-in access to the microphone and camera for voice and video communication
- Security Controls: Auto-logoff based on inactivity settings and real-time system logging for compliance requirements
The application maintains complete feature compatibility with Eltropy’s browser version, it added.
Early adopters have included Kohler Credit Union, Park City Credit Union, Affinity Plus Federal Credit Union, and Collins Community Credit Union.
Swaystack Partners With Family Financial CU on ‘Activation’
MIAMI–Swaystack said it has partnered with Family Financial Credit Union (FFCU) to address what it called one of the most overlooked challenges in digital banking: activation.
“While most platforms focus on account opening, FFCU is tackling what comes after, using Swaystack to turn inactive accounts and indirect loans into engaged, funded relationships,” the company said.
Swaystack said the onboarding experience is deployed directly inside Jack Henry Banno, letting FFCU meet members where they already bank.
“From the first login, new and existing members are guided to take key actions, like switching direct deposit or linking external accounts, giving FFCU the same first-impression firepower as megabanks and neobanks,” the company said.
Unlike traditional onboarding tools, Swaystack said it “replaces passivity with progress. Members aren’t just welcomed, they’re guided through a gamified experience that drives behaviors like account funding and deposit switching from the start. Each step is purposeful, building momentum, leading to stronger usage, better retention, and long-term value. Activation has long been the Achilles’ heel of digital account opening, but Swaystack is turning it into a strength.”
