BURLINGAME, Calif.— New monthly bankruptcy data reveal June 2025 filings decreased 4.15% from May 2025, according to from G2 Risk Solutions.

Total consumer filings reached 45,135 in June. Commercial filings for June 2025 were 1,092.

According to G2 Risk Solutions’ analysis:

• As compared to June 2024, consumer filings in June 2025 filings are up 16.07% year-over-year (YoY). G2RS analysts are projecting that overall, 2025 total consumer bankruptcy filings will exceed 2024 by 1.38%.
• Commercial filings decreased 9.15% from May 2025, and 22.83% over June 2024. :Though overall, commercial filings for 2025 year-to-date have decreased compared to 2024, they remain significantly higher than pre-pandemic levels. Commercial filings dropped significantly in 2021–2022, likely due to pandemic relief programs,” G2 Risk Solutions said. “This has been followed by considerable commercial filing increases in 2023 and 2024, with YoY growth rates of 54.9% and 38.7%, respectively.”
• On the commercial side, filings have slowed compared to the sharp increases we saw in 2023 and 2024, but volumes remain well above pre-pandemic levels. 

YoY Trends Remain ‘Significant’

“While June saw a modest month-over-month decline in both consumer and commercial bankruptcy filings, the YoY trends remain significant,” Ryan Sanders, director at G2 Risk Solutions, said in a statement. “Consumer filings are up more than 16% from June of last year, indicating that households are still contending with economic stress. A post-relief correction may be tapering off, but financial strain is still persisting in key sectors. Lenders and creditors should prepare for continued volatility in the second half of 2025.”