OAKLAND, Calif.–Cash App has announced that it will test a feature that allows users of its money app to see how their choices affect the company’s lending decisions, as well as a feature that lets its cardholders turn purchases into pay-over-time loans.
In a pilot program now underway, Cash App is allowing select customers to see their Cash App Score, which is a near-real-time measure of customers’ financial health that it uses to inform their access to Cash App Borrow, according to the firm’s parent company, Block.
This marks the first time that select customers have been able to view their current score as well as personalized insights that may help them improve their score, the company said.
Giving Customers ‘Transparency’
“What the Cash App Score pilot does is give customers transparency into how their credit eligibility is determined,” Brian Boates, risk lead at Block, said in a statement. “For the first time, customers in the pilot can see their scores, understand what factors are influencing them, and take specific actions to build their financial health within Cash App.”
Cash App said it expects to begin offering this feature to more customers in 2026, per the release.
Paying Over Time
The company also announced an upcoming pilot program that will offer Afterpay on Cash App Card, allowing eligible cardholders to turn online or in-store transactions into pay-over-time purchases anywhere Visa is accepted.
According to Block, in the pilot program, eligible customers will be able to order a Visa Debit Flex Card that includes all the features of a Cash App Card as well as the ability to turn on Afterpay in-app.
