BURLINGAME, Calif.— Consumer bankruptcy filings rose 8% in October 2025 from September, for a total of 51,889 cases, according to statistics obtained by G2 Risk Solutions (G2RS).
Commercial filings fell 13% month-over-month in October to 1,043 cases, the company reported.
The data reveal year-over-year October consumer filings were up 12.55%, with 2025 totals nearly 11% higher than 2024. Commercial filings ticked up 1.56% YoY for October but remained down 1% for the year.
‘Continued Squeeze’
“The October data shows a continued squeeze on household finances, while commercial filings have softened and are down modestly for the year so far,” Ryan Sanders, director at G2RS, said in a statement. “Consumers are still being asked to carry more, in the form of higher rates, higher costs of living, and heavier debt burdens. The consumer bankruptcy filings appear to reflect this.”
Sanders added in the statement that the company is also closely watching bankruptcy data for the effects from the government shutdown, which was the longest in U.S. history. During that time approximately 1.4 million federal civil employees went without pay, the company noted.
In the statement, Sanders suggested lenders and creditors may want to more closely monitor certain segments of consumer borrower portfolios for signs of increased stress.
