GOLDEN, Colo.—In a product branding worth raising a toast to, On Tap Credit Union, which began its life as Coors Credit Union, said it is “raising the bar” on checking accounts with the launch of its new Interest Premier Account, or “I.P.A. Checking.”
The account combines competitive interest with built-in protections and discounts to deliver more value and peace of mind for members, according to the $415-million On Tap CU.
“This account is about protection and everyday value, helping members feel more secure and supported while enjoying meaningful perks,” the credit union said in a statement. “Designed for those who want more from their everyday banking, I.P.A. Checking goes beyond traditional accounts by offering a blend of savings, convenience, and security benefits.”
Key Features of I.P.A. Checking
According to On Tap CU, key features of I.P.A. Checking include:
- Competitive Interest & ATM Refunds. “Earn higher interest when simple requirements are met, plus receive up to $20 in monthly ATM fee refunds.”
- Cell Phone Protection. “Coverage up to $600 per claim (two claims per year) for stolen or damaged devices when bills are paid through the account.”
- IDProtect Identity Theft Monitoring. “Daily credit file monitoring, dark web alerts, and up to $5,000 in expense reimbursement, along with dedicated fraud resolution specialists.”
- 24/7 Telehealth Access. “Connect with U.S.-based board-certified doctors, therapists, and counselors with no copays or surprise bills.”
- Travel & Leisure Discounts. “Exclusive savings from thousands of local and national businesses, accessible from any mobile device.
‘Thoughtfully Designed’
“We believe financial products should be thoughtfully designed around the people who use them,” President and CEO Tracie Wilcox said in a statement. “By crafting meaningful solutions like the I.P.A. Checking account, we’re continuing to deliver value, convenience, and trust to the communities we serve. This account is about protection and everyday value, helping members feel more secure and supported while enjoying meaningful perks.”
On Tap CU said members can easily avoid the $8 monthly service fee and unlock the highest interest rates by enrolling in eStatements, using their debit card 20 times per month, and maintaining a qualifying balance.
