WASHINGTON–Credit union loans outstanding increased 0.04% in December, compared to a 0.23% increase in November and a 0.22% increase in December 2024, according to America’s Credit Unions’ latest Monthly Credit Union Estimates.
The estimates are generated from the Equifax Analytics Dataset, which is an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number, according to the trade group.
The new data show the loan leading categories during the month were credit cards, (1.51%), home equity lines of credit (1%), and second mortgages (0.23%).
On the decline were secured personal loans (-0.58%), unsecured personal loans (-0.54%), private student loans (-0.46%), auto loans (-0.28%), America’s Credit Unions said.
