SAN FRANCISCO— Metallicus, the core developer of Metal Blockchain, said it has entered into a partnership with InvestiFi, a digital investing platform, to deliver natively integrated crypto and securities investing via the online and mobile banking apps of credit unions and community banks.
The organizations said InvestiFi was the first company to perform a real-time crypto:USD conversion using the banking core back in 2023, “which has made it seamless for InvestiFi to turn on stablecoins as part of its ecosystem.”
“With how fast the stablecoin space is moving, InvestiFi is excited to support the entire stablecoin ecosystem, to allow account holders at credit unions and banks to seamlessly convert any stablecoin into dollars, and vice versa, in near real-time through online or mobile banking,” InvestiFi said in a statement. “For this reason, InvestiFi is excited to enable new coins aimed at supporting credit unions, through the offering Metallicus has built, whereby credit unions and banks can choose which stablecoins they want to turn on for their account holders, including the stablecoin Metallicus offers.”
How Partnership Will Work
According to the organizations, in collaboration with InvestiFi’s custodial partners, Metallicus will deliver the capability for any credit union or bank using InvestiFito offer the Metal (Layer 0) and XPR Network (Layer 1) to provide financial institutions the ability to mint, burn, and hold institution-specific stablecoins in a regulatory-compliant process, through the InvestiFi platform inside of online and mobile banking.
“Our mission is to make stablecoins accessible to fintechs and financial institutions of all sizes, including credit unions and community banks,” Metallicus CEO Marshall Hayner said in a statement. “We are building compliant blockchain infrastructure that is easy to adopt, allowing institutions to remain competitive with third-party crypto platforms while delivering a more streamlined digital asset experience in-house. Through our collaboration with InvestiFi, we are enabling the delivery of modern financial products, like stablecoins, to their members and clients, fully interoperable with major networks like Bitcoin and Ethereum.”
‘Aligns Perfectly’
“We are thrilled to explore this collaboration with Metallicus, which aligns perfectly with InvestiFi’s mission to deliver cutting-edge, user-friendly investing solutions directly within our customers’’ online banking ecosystems,” Kian Sarreshteh, co-founder and CEO of InvestiFi, said in a statement. “Our platform’s unique funds flow—allowing investments straight from checking accounts—has already transformed how credit unions and community banks engage members in the digital economy. By incorporating Metallicus’ tools through our existing custodial partners, we can expand stablecoin options without any operational burden on our side, empowering our network to offer even more secure, programmable finance features like instant settlements and enhanced treasury management.”
How Collaboration Will Work
The companies said that under the collaboration, Metallicus will serve as the underlying blockchain infrastructure provider, while InvestiFi will distribute the solution through its existing digital investing platform. This model enables credit unions and community banks to offer stablecoin-enabled products to members.
These institution-backed stablecoins are digital dollars, fully reserved by the participating bank or credit union, the companies added.
