PONTIAC, Mich., and NEW YORK,— United Wholesale Mortgage the nation’s largest mortgage lender, and Bilt, a housing and neighborhood loyalty platform, said they have entered into a partnership in which UWM mortgage customers can earn Bilt Points with each on-time payment while also accessing exclusive “Neighborhood Benefits”—creating what the companies said is an “entirely new value proposition for both homeowners and the independent mortgage brokers who serve them.”
“This partnership marks a pivotal milestone by combining the strengths of two industry leaders, UWM and Bilt, to support Americans throughout their entire housing journey—from student housing and first apartments through rental, home purchase and now mortgage servicing,” the companies said in a statement.
‘Transforming the American Dream’
The companies added they are “helping customers build their credit histories, find and purchase homes, and earn rewards throughout their mortgage journey—transforming the American dream into a rewarding reality at every step, while delivering unparalleled value to both consumers and mortgage brokers alike.”
According to UWM, the neighborhood benefits include special offers from more than 40,000 local merchants nationwide. Meanwhile, the organizations said Bilt’s five-million-plus members can earn points on their monthly payments when working with UWM brokers.
Bilt said it offers solutions for all stages of housing, including student housing and first apartments, credit history building, home discovery and purchase services, and more.
Benefits for Brokers
“The partnership delivers unprecedented value to independent mortgage brokers through a comprehensive platform that extends their relationship with clients far beyond closing,” the company said.
The phased rollout of services between UWM and Bilt will begin in early 2026.
