Origence Reports Strong 2025 Results, Including $62B in Total Lending; CUDL CUs Remain Largest Auto Lender in U.S.

IRVINE, Calif.– Origence is reporting it closed 2025 with $62 billion in total fundings, up 17% from 2024, and that last year it also signed 89 new or expanded credit union contracts.

“Together, the network of CUDL credit unions maintained their position as the nation’s largest auto lender as an aggregate for the fifth consecutive year,” the company said.

According to Origence, growth was supported by advancements in AI-driven automation and strategic partnerships aimed at driving efficiency and enhancing member experiences.

Origence reported:

  • Its document processing automation (DPA) improved funding efficiency for credit unions by 50%.
  • The company strengthened intelligent underwriting through integrations with Scienaptic and Experian PowerCurve®, “delivering smarter decisioning and faster funding to credit unions and auto dealers alike.”
  • It enriched their fraud protection through integrations with Alloy and Zest Protect, “delivering real-time identity verification and AI-driven fraud detection to strengthen compliance and security while ensuring a smooth lending experience.”

Growth at Origence Lending Services

Origence Lending Services, a division of Origence, funded $5 billion in loans in 2025 and added 11 new credit unions for its business process outsourcing, bringing the total to more than 175 credit unions served nationwide, 70% of which expanded their services in 2025, the company reported.

“Through its subsidiary FI Connect, Origence strengthened its embedded lending capabilities by partnering with a nationwide home improvement group, making credit union financing available directly within the purchase journey for home improvement buyers,” it stated.

Origence said the partnership builds on FI Connect’s relationship with Tesla, further reinforcing credit unions’ role as a leading lending solution for consumers. FI Connect is the number three lender with Tesla.

‘Notable Advancement’

“In 2025, Origence achieved notable advancement through enhanced operational efficiency and accelerated funding for the credit unions it serves,” Origence President and CEO Tony Boutelle said in a statement. “These enhancements have established a foundation for increased impact and growth in 2026. By deepening strategic partnerships and advancing technology solutions, we’re committed to empowering credit unions to thrive and deliver exceptional member experiences for years to come.”

More Than 1,000 CUs

Origence said it now supports 1,100 credit unions, 20,000 auto dealers, and more than 68 million members nationwide, while surpassing $656 billion in total funding since inception. The company said it will host its Lending Tech Live, held in Palm Desert, Calif., this year from June 2-4, 2026.

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