The Latest Products and Services Credit Unions are Buying, Part II

US Community CU Selects Gemineye

NASHVILLE, Tenn..–The $335-million US Community Credit Union (USCCU) is investing in a modern data lake to strengthen its analytics foundation and support long-term growth, and has chosen Gemineye to provide the solution.

The partnership will enable the credit union with a modern data lake platform that unifies data across the organization—improving accuracy, efficiency, and insight while laying the groundwork for predictive analytics and future AI capabilities, according to the company.

“We’ve accomplished a lot with our Power BI environment, but much of our data still lives in manual processes, which isn’t scalable as we grow – it’s time to evolve,” USCCU CFO Kameran Laux said in a statement. “Gemineye’s world-class Microsoft Power BI and Databricks architecture makes them a compelling choice for nimble, growing financial institutions who want to control their data journey and not be boxed into a rigid solution.

“USCCU’s situation is not unusual among our clients,” Maggie Chopp, firector of Business Development at Gemineye, addedin a statement. “Many clients begin working with us after they already have a team of experts and data analytics program in place, but are ready to take it to the next level.” The breadth of experience the USCCU team brings is proof that you can never be too far along in your data journey to improve.

MANTL Launches Application Comments

PLANO, Texas–MANTL, an Alkami solution team and provider of loan and deposit account opening technology, said it has launched of Application Comments, a “powerful new feature that streamlines application reviews and enhances compliance oversight.”

With Application Comments, bank and credit union teams can add time-stamped, immutable notes directly within an application on the MANTL Platform, providing a complete, auditable record of every action, decision, and handoff in the application lifecycle, the company said.

MANTL said it continues to redefine how financial institutions create, review, and book applications, digitizing legacy workflows and replacing siloed communication with transparent collaboration. On average across MANTL customers, 85% of applications opened on MANTL are fully automated and require no review or action by bank or credit union employees, the company reported.

Application Comments will streamline the process for the small portion of applications that require manual review, empowering branch and call center teams to collaborate efficiently and make faster, better-informed decisions, it added.

Gather FCU Selects Tyfone’s nFinia Digital Banking Platform

PORTLAND, Ore. — Digital banking solutions provider Tyfone has announced Gather Federal Credit Unionwill be launching its nFinia Digital Banking platform to power its next-generation mobile and online banking experience for retail and business members. 

The credit union cited the platform’s robust configurability, advanced security features, including Cryptographic Device Authentication (CDA), customizable user experience and comprehensive business banking capabilities as key factors in its decision.

Headquartered on the island of Kauaʻi, Hawaiʻi, Gather FCU has more than $890 million in assets and 7 branch locations. The credit union is migrating to nFinia to provide its members with a modern, seamless digital banking experience including personalized tools, instant payments and seamless account management, the company said.

According to the credit union, nFinia will be instrumental in delivering a “one-stop-shop” experience for members, while significantly expanding services for business clients.

“As we evaluated digital banking platforms, we sought not just a technology provider, but a true partner who values community the way Gather does and could deliver superior security, greater customization and a member-first experience,” Justin Ganaden, EVP, Gather Federal Credit Union, said in a statement. “We view small businesses as an untapped market and Tyfone’s nFinia digital banking platform is a pivotal component of our strategy to expand in this market. With nFinia, we are able to offer more advanced capabilities, while providing the most sophisticated security measures to protect our members, as well as the credit union.”

Tyfone said its nFinia Digital Banking platform delivers an intuitive, AI-powered banking experience, including smarter tools, instant payments and secure transactions. The platform’s configurable, open, API-driven infrastructure enables credit unions like Gather FCU to easily integrate with third-party applications, providing members access to financial wellness tools and advanced features all within one app.

BAFS Rolls Out Blueprint Advantage

MONROE, La.–Business Alliance Financial Services (BAFS), a provider of “human-led services paired with commercial lending technology,” has announced the launch of its Blueprint Advantage, which it said is a consultative, data-driven framework designed to help credit unions build, expand, and optimize commercial lending programs. 

The Blueprint Advantage gives credit unions a clear, strategically guided path to create a competitive commercial portfolio, the company said.

The company said the BAFS Blueprint Advantage is designed as a four-phase framework that enables credit unions to turn strategy into measurable growth. 

“Blueprint Advantage begins with a free Discovery consultation, where BAFS experts work with credit union leaders to understand strategic goals, assess operational readiness, and provide tailored, industry-informed recommendations,” the company said. 

BAFS said it then helps institutions gain actionable insights on market trends, financial strength, operational needs, and strategic opportunities, ultimately guiding credit unions to create a roadmap for growth, member value, and revenue diversification.

The Blueprint offering also includes a full Planning and Implementation phase, where BAFS collaborates with credit unions to define target segments, position products, allocate resources, establish governance and operational procedures, and deploy the program with BLAST platform customization, COR integration, and participation group access. This hands-on support ensures credit unions can launch or scale commercial lending programs at their preferred pace, the company added.

Lake Michigan CU Implements FirstClose’s Equity Order Management

AUSTIN, Texas,— FirstClose a fintech provider of data and workflow solutions for mortgage and home equity lenders, said Grand Rapids, Mich.-based Lake Michigan Credit Union (LMCU) has implemented FirstClose’s Equity Order Management to automate settlement workflows for its home equity lending operations.

“With the implementation of FirstClose Equity Order Management, LMCU will be able to generate and track settlement orders directly within its loan origination system, apply business rules for vendor selection and ensure that completed reports and documents flow seamlessly back into the loan record,” the company said. “By reducing manual touchpoints and eliminating redundant data entry, the integration will deliver faster turnaround times, fewer handoffs, improved lien reporting accuracy and greater efficiency for staff and members alike.”

“Home equity is an important way we support our members’ financial needs, and implementing FirstClose Equity Order Management allows us to make that process faster, easier and more reliable,” Eric Schlagheck, vice president of mortgage processing and home equity lending at Lake Michigan Credit Union, said in a statement. “By streamlining the behind-the-scenes work, we’re able to focus more on delivering the level of service our members expect and deserve.”

BMFFCU Introduces Fast Cash in Partnership with Cash

NEW BRUNSWICK, N.J.–B-M S Federal Credit Union said it has introduced a Fast Cash small-dollar lending program provided by QCash, a CUSO that is owned by Alloya Corporate FCU.

According to QCash, the partnership enables B-M S FCU to serve more members while adding convenience and security to gain digital access to small-dollar loans when life’s unexpected emergencies arise.  

“Fast Cash offers an automated mobile small-dollar loan program featuring an application  process that includes decisioning and deposit into the applicant’s account in under 60 seconds,” the company said. “Using its AI relational underwriting algorithm, Fast Cash allows for a more in-depth and detailed 360-degree evaluation process that accounts for far more than the applicant’s simple credit score, potentially finding additional qualities and financial habits that work in the member’s favor.”

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