TROY, Mich.– With new budgets for 2026, numerous solutions providers have introduced new offerings, while credit unions have also announced a number of new solutions in which they have invested. Below is the second in a three-part series as part of the CU Daily’s CU Shopper coverage that reveals where both vendors and credit unions are making investments.
Part I can be found here.
The LOCAL Credit Union Renews Partnership With Mahalo Banking
TROY, Mich.— THE LOCAL Credit Union said it has renewed its partnership with Mahalo Banking, reaffirming its focus on digital-first member engagement.
THE LOCAL was Mahalo Banking’s first client and uses the company’s Thoughtful Banking platform, which integrates with the Corelation KeyStone core. The credit union said the platform delivers real-time insights and self-service functionality across digital channels.
Through Mahalo’s platform, members have access to integrated credit monitoring, person-to-person payments, card management and account navigation. Security features include advanced authentication and fraud monitoring, the companies said.
THE LOCAL said it plans to continue expanding digital capabilities through the platform, including enhanced personalization, accessibility improvements and integrated financial wellness tools aimed at increasing member engagement and satisfaction.
The company said Accolade provides three core services:
• Investment advisory: Fiduciary support from strategy development through trade execution and accounting.
• Asset and liability management: Interest-rate risk reporting built with simplified data requirements and a dedicated consultant.
• Loan pricing and profitability: Tools that combine credit-risk modeling, cost analysis and benchmarking to help credit unions price loans equitably and improve profitability.
The organizations said the collaboration is designed to make advanced balance-sheet strategy more accessible to credit unions
Apiture Launches My Data Exchange
PADUCAH, Ky.— Apiture, now part of CSI, said it has launched My Data Exchange, a feature designed to give consumers and businesses greater visibility and control over how their financial data is shared with third parties.
The company said My Data Exchange allows account holders to securely connect their accounts to budgeting, lending, accounting and other applications directly within third-party platforms. The feature integrates with data aggregators including Plaid and Finicity, eliminating manual processes and enabling real-time data access.
Account holders can also view and manage third-party connections within Apiture’s consumer and business banking platforms, providing transparency into who can access their information.
According to Apiture, key benefits of My Data Exchange include:
• Secure, API-based connectivity: My Data Exchange replaces legacy screen-scraping methods with highly secure APIs, delivering stronger protection and more reliable access to financial data.
• Extended digital presence: Financial institutions can deliver value beyond traditional channels, helping to boost engagement by meeting account holders wherever they are online.
• Enhanced trust and loyalty: Giving account holders clear access to and control over their financial data reinforces institutions’ commitment to transparency, helping to deepen long-term loyalty.
• Compliance-ready: My Data Exchange aligns with the principles of Section 1033 of the Dodd-Frank Act, giving consumers greater control of their data and aligning with the growing expectation for privacy, transparency, and portability.
Informed.IQ Reports It Has Raised $63 Million
SAN FRANCISCO— Informed.IQ said it has raised $63 million in growth equity funding from Invictus Growth Partners to accelerate expansion of its AI-powered loan verification and fraud prevention platform.
The company said its agentic AI technology is used by seven of the nation’s top 10 auto lenders and has supported more than $350 billion in loan originations. Publicly disclosed clients include Ally, Capital One and JPMorgan Chase’s Chase Auto group.
Informed.IQ said the funding will support growth in auto finance and expansion into mortgage lending, consumer lending, tenant screening and government benefits administration. The platform is designed to detect fraud tied to generative AI–created documents, including fabricated paystubs and bank statements.
The company said its dataset includes more than two billion lending data points from over 100 million loan documents, enabling detection of fraud patterns that evade traditional verification tools.
Informed.IQ said its technology can reduce loan closing times from days to minutes while helping lenders prevent early-stage fraud losses.
Crawford Technologies to Partner With Madison Advisors on Summit
TORONTO— Crawford Technologies said it will host its seventh annual Industry Summit on April 8-9, 2026, in Orlando, expanding the event through a new partnership with Madison Advisors.
The company said the Summit is the only dedicated customer communications management event scheduled for 2026 and brings together senior leaders from financial services, insurance, healthcare, government and print service providers.
Madison Advisors will co-host the event and moderate thought leadership sessions focused on customer communications management, electronic delivery and print technologies. Crawford said the expanded program builds on momentum from its 2025 Summit and will provide deeper, data-driven insights into emerging industry trends.
The company said the Summit is designed to foster collaboration, strategic dialogue and peer networking while highlighting innovation in document accessibility and customer communications.
Velocity Credit Union Selects Point Predictive’s AutoPass Solution
SAN DIEGO— Velocity Credit Union said it has partnered with Point Predictive to implement AutoPass, a fraud and misrepresentation detection platform for auto lending.
The credit union said AutoPass monitors 100% of auto lending fraud risks, including identity fraud, income misrepresentation and emerging schemes such as credit washing and bust-out fraud. Point Predictive said up to 70% of early-payment default losses are associated with fraud or misrepresentation.
AutoPass delivers real-time risk scores and generates more than 150 fraud alerts across identity, income, employment, straw borrower and collateral fraud categories, the company said.
Point Predictive said the system is powered by a proprietary repository of more than 86 billion data points derived from 290 million historical loan applications.
Velocity said the platform improves fraud protection while streamlining the loan process for members as auto lending fraud becomes more sophisticated.
Member Loyalty Group Launches Generative AI-Powered Feedback Tool
VERNON HILLS, Mich.— Member Loyalty Group said it has launched a generative AI-powered tool that helps credit unions respond to member feedback more efficiently and consistently.
The solution automatically drafts customized, on-brand responses within the company’s platform based on survey content and scores. Credit unions can adjust tone, reading level and language parameters to align with communication standards.
In a pilot with Langley Federal Credit Union, the AI feature helped the institution:
• Send 14% more rapid responses in the first month
• Increase member-read responses by 5.6%
• Double its member engagement rate, rising from 1.9% to 3.8% of members replying to follow-up messages
Member Loyalty Group said the tool reduces manual effort while maintaining personalized outreach.
