PURCHASE, N.Y.–PayOS and Mastercard said they have completed the first live agentic payment using a Mastercard Agentic Token, a “milestone that shifts agentic commerce from theory to practice and shows how AI agents could begin to transform the way payments are authorized, secured and scaled,” the organizations said.
The organizations said the demonstration was powered by Mastercard Agent Pay, a framework built on the same network tokenization infrastructure that underpins mobile contactless payments, card-on-file storage, and Mastercard Payment Passkeys.
“By extending those rails, the system enables AI agents to initiate payments while still enforcing user consent, authentication and fraud protection what Mastercard calls the ‘trust layer’ for agentic commerce,” according to the two companies.
Integrated Tokens
PayOS said its platform integrates network-issued tokens that enable AI-driven checkout, value-added services that support fraud prevention and user experience, and payments infrastructure designed to handle monetization, bill payments, and advanced processing.
The company said it is now onboarding both agentic and traditional customers who want to leverage secure tokenization and intelligent payment services. The milestone also highlights how card networks are moving beyond security into orchestration for the agentic era.
