WASHINGTON–Credit union loans outstanding increased 0.51% in January 2026 compared to a 0.04% increase in the previous month and a 0.21% increase in January 2025, according to America’s Credit Unions latest Monthly Credit Union Estimates (MCUEs).
Leading loan growth during the month were: home equity lines of credit (1.46%), unsecured personal loans (1.02%), first mortgages (0.68%), second mortgages (0.48%), credit cards (0.44%), secured personal loans (0.16%), and auto loans (0.08%).
On the decline were private student loans at -0.74%.
The trade group said MCUEs are generated from the Equifax Analytics Dataset (an anonymized random sample of credit report data that tracks 10% of all U.S. consumers with a Social Security number).
Additional information is available here.
Source for images below: America’s Credit Unions
