LAS VEGAS–Create Credit Union is currently offering 8.30% APY on up to $10,000 through its Bonus Checking Plus account.
“At a time when many nationally recognized high-yield savings accounts are offering closer to 4 to 5 percent APY, Create’s rate stands out as one of the highest publicly advertised APYs currently available in Nevada,” the $1.6-billion credit union said. “Consumer interest in high yield accounts has grown significantly over the past year as Americans look for practical ways to maximize savings while managing higher costs for housing, groceries, fuel, and other everyday expenses.”
The Terms
In addition to the balance cap above, other terms required to earn the 8.3% APY include:
- Members must enroll in e-statements and maintain a valid email address on file.
- The account holder must receive at least $1,000 in direct deposits each month.
- Members must complete at least 15 point-of-sale debit card or eligible credit card transactions each month.
- The qualifying transactions must post during the same monthly statement cycle in which the bonus rate is being applied.
- Eligible credit card transactions can only be applied to one qualifying checking account, with the oldest qualifying account receiving the default credit.
The Benefits
The account, which carries a $6.95 monthly fee, also includes several ancillary benefits, according to the credit union, including:
- Cell phone protection
- Dark web monitoring
- Identity theft services
- Fuel savings
- Telehealth access
- Shopping and travel discounts.
