REDMOND, Wash. —With credit unions concerned over how agentic AI might disrupt payments, Microsoft is preparing to unveil a laptop powered by Nvidia technology as it seeks to move more artificial intelligence work from cloud data centers to Windows computers in homes and offices.
The effort aims to establish Windows as a platform for AI agents while shifting some computing tasks to devices whose hardware costs are paid by customers, according to Reuters, which reported Apple is pursuing a similar opportunity with its computers.
For Nvidia, the partnership offers an opening into a personal computer market long dominated by rivals Intel and Advanced Micro Devices, Reuters reported.
Safety And Cost Challenges
Microsoft and Nvidia face questions about whether AI agents can operate safely on personal computers. Reuters cited incidents in which agents at several technology companies hacked third-party websites, underscoring the challenge of containing their actions.
Analysts told Reuters that pricing could present an even greater obstacle. A memory-chip shortage has increased desktop and laptop costs, complicating efforts to make local AI computing widely accessible.
Anshel Sag, an analyst at Moor Insights & Strategy, said rising memory prices are affecting both Microsoft and Apple.
Two years ago, “the software wasn’t ready, but the hardware was,” Sag told Reuters. Now, he said, software is ready, but hardware costs threaten to limit local AI use to customers with larger budgets.
Keeping AI Work In-House
Microsoft and Nvidia announced a new type of Windows PC designed for agentic computing in June, according to PYMNTS.
The companies’ pitch to enterprise customers centers on allowing AI agents to work with files, calendars and internal applications locally, reducing the need to send information to third-party servers.
