LOS ANGELES —Investments in a bill management solution provider, expanded digital services, solutions to fight synthetic fraud are all part of this, the second in a three-part series this week in the CU Daily’s CU Shopper series.
Part one in this series can be found here.
ScribeUp Raises Financing Led by Curql
LOS ANGELES —ScribeUp announced $13 million in Series A financing led by by Curql, with participation from Mucker Capital and Service Ventures.
The package includes $10 million in equity and a $3 million venture debt facility, the company said.
ScribeUp embeds recurring bill management within digital banking platforms. Its tools combine bill information with account balances, cash flow and payment timing, allowing users to take actions such as canceling subscriptions or updating payment methods from their banking interface.
The company said it works with more than 60 banks, credit unions, financial technology companies and digital banks.
Proceeds will support development of artificial intelligence and automated bill-management capabilities, hiring and sales and marketing efforts, ScribeUp said.
City and County Credit Union Selects Mahalo Digital Banking Platform
BROWNSTOWN TOWNSHIP, Mich. — City & County Credit Union selected Mahalo Banking’s Thoughtful Banking platform to expand digital services for consumer and business members, Mahalo said.
Brandon Burt, the credit union’s director of digital services, said integration with its core processing system, business banking features and usability were key considerations.
The credit union also cited Mahalo’s Credential Assurance Technology as part of its focus on authentication and fraud prevention.
Burt said the platform’s safeguards would support the credit union as it explores capabilities such as automated clearinghouse and instant payments.
Mahalo said the partnership is intended to provide a foundation for additional services and future growth.
Cotribute Reports Business Account Application Results
ANAHEIM, Calif. —Cotribute said 74% of business applicants at credit unions using its platform with Corelation KeyStone submitted their applications, while 82% of applications reaching a final decision were approved.
Automated rules handled 45% of decision steps before staff review, according to the company. Those steps include business registration verification, identity checks, sanctions screening and fraud scoring.
The platform supports online and branch applications for sole proprietors and businesses with multiple owners. Credit unions set thresholds that determine whether applications are approved, declined or sent to employees for review.
Approved accounts are created directly in KeyStone without staff reentering information, Cotribute said.
Valley Credit Union and Credit Union 1 executives said the system simplified business account opening for members and employees.
TransUnion Introduces Fraud Scores for Credit Decisions
CHICAGO — TransUnion has introduced its Credit Washing and Synthetic Fraud Scores designed for use in credit decisions governed by the Fair Credit Reporting Act, the company announced.
The scores include adverse-action reason codes that lenders can provide to applicants denied credit. TransUnion said the capability allows lenders to consider fraud risks while explaining their decisions to consumers.
TransUnion estimates lenders had $2.4 billion in exposure to synthetic identity fraud as of June 2026. Its research also found consumers whose charge-offs were suppressed through credit washing were 3.5 times more likely to charge off a new account within a year.
Oscilar is the first platform to integrate the scores, incorporating them into its credit decisioning workflows, TransUnion said. The company said the tools combine identity intelligence, analytics and credit data to help lenders identify potentially fraudulent applications.
Alkami Names Winners of Digital Banking Hackathon
PLANO, Texas — Alkami Technology announced the winners of its annual two-day Hackathon, which brought together customers, partners and employees to develop digital banking tools under a “Build Your Own Banking” theme.
According to Alkami, four projects received notable awards:
• Fusion Award: Card Compass, an AI-powered guide to card integration options.
• Customer Delight Award: Insight Engine, which uses account-holder data to suggest personalized financial guidance.
• Fan Favorite Award: Magnet: More Needles, Less Haystack, a tool to help engineering and support teams investigate problems.
• TechFin Award: Integration Hub, a central location to manage technology integrations and settings.
Liam Petraska, digital banking manager at NASA Federal Credit Union, participated in the Integration Hub team. Alkami said artificial intelligence helped teams develop working concepts, which they presented to judges in three-minute demonstrations.
Mt. Rainier CU Launches New Website, Brand Identity
PUYALLUP, Wash. — Mt. Rainier Credit Union has launched a redesigned website and refreshed brand identity developed by OMNICOMMANDER,, the digital marketing company announced.
The project includes a new logo and visual identity inspired by the Washington credit union’s geographic roots, along with a website designed for desktop computers, tablets and mobile devices.
OMNICOMMANDER said the site allows current and prospective members to explore deposit accounts, compare loan options and rates, access online banking and find membership information and financial resources.
“Our updated brand reflects who we are today while remaining true to the personal, friendly service our members have trusted for generations,” Mt. Rainier CEO Bill Bunze said in the announcement.
Chartered in 1967, Mt. Rainier Credit Union serves people who live or work in Washington. OMNICOMMANDER is based in Santa Rosa Beach, Florida.
DataVisor Launches AI Tool for Fraud, AML Programs
LAS VEGAS —DataVisor has introduced Vera Code, an artificial intelligence tool intended to help financial institutions build and update fraud prevention and anti-money laundering programs, the company announced at Money20/20 USA.
DataVisor said users can describe requirements conversationally and have AI agents create detection rules, scorecards, alerts, review workflows and test data, subject to human approval.
The company claims Vera Code can build new solutions up to 100 times faster and update existing programs up to 25 times faster. It cited a four-day implementation of a real-time fraud system for a Fortune 500 insurer.
DataVisor also reported that its broader Vera technology has reduced investigation time by up to 60% and regulatory reporting time by up to 90% for customers.
The company said its platform is designed to adapt to changing fraud threats while retaining human oversight.
SWBC, Stellar Financial Group Form Credit Union Partnership
SAN ANTONIO — SWBC has formed a strategic partnership with The Stellar Financial Group to offer credit unions additional tools for membership, deposit and loan growth, SWBC announced.
The companies said their collaboration will combine SWBC’s financial institution services with Stellar’s data analytics and member acquisition and retention expertise.
The offerings are intended to help credit unions increase checking account penetration and core deposits, retain indirect lending relationships, recapture auto refinance opportunities and expand home equity lending.
The companies also plan to help credit unions identify potential revenue opportunities and use member data to target offers and improve marketing results.
Craig Simmers, Stellar’s founder and managing partner, said the firm has served more than 1,900 credit union clients over 25 years. SWBC recently marked 50 years serving the credit union industry, according to the announcement.
GrooveCar Direct Adds Eight Credit Union Partners
FARMINGDALE, N.Y. —GrooveCar Direct has added eight credit unions to its digital vehicle-shopping network, the company announced.
The new partners are ACE Federal Credit Union, New Jersey; Chattanooga First Federal Credit Union, Tennessee; Crow Wing Power Credit Union, Minnesota; First Point Federal Credit Union, New Jersey; LG&E Co. Credit Union, Kentucky; Michigan Columbus Federal Credit Union and Monroe Community Credit Union, Michigan; and U.P. Connection Federal Credit Union, Nebraska.
GrooveCar said its white-label platform allows members to browse vehicles from more than 15,000 participating dealerships through credit union-branded websites, helping institutions generate auto loan leads.
The company also offers AutoPilot, an optional email marketing service that develops and runs branded campaigns to bring members back to the shopping sites.
GrooveCar said the expanded partnerships are intended to help credit unions compete for financing as more vehicle shopping moves online.
TEN Credit Union Selects Bankjoy for Digital Banking
DETROIT —Bankjoy said Nashville-based TEN Credit Union has selected its digital banking platform for a launch coordinated with the credit union’s conversion to Corelation’s KeyStone core processing system.
Bankjoy said TEN members will receive consumer and business digital banking services, its FraudSense fraud prevention system and card controls integrated with Velera. The agreement also includes optional post-launch access to JoyCompass financial wellness tools and Plaid-powered account verification and aggregation.
Bankjoy connects to KeyStone through Corelation’s KeyBridge API, allowing the credit union to launch digital banking and core processing together rather than conduct a second conversion, the company said.
TEN Credit Union, founded in 1950, serves Tennessee educators and their communities.
Michael Roussel, TEN’s chief innovation officer, said the credit union considers having digital banking ready on the first day of its core conversion essential.
Nuuvia, Jack Henry Collaborate on Youth Banking Platform
PORTLAND, Ore. —Nuuvia is collaborating with Jack Henry to offer youth and family banking services to financial institutions using Jack Henry’s Banno digital banking platform, Nuuvia announced.
The integrated, white-label platform will provide financial education, allowance management and parent-supervised debit card features while allowing institutions to retain deposits, interchange revenue and customer relationships.
Nuuvia CEO Marcell King said the collaboration is intended to help banks and credit unions build relationships with younger consumers and their families.
Jack Henry executive Erica Pilon said Generation Z consumers are expected to open 4 million accounts this year.
Richard Yeager, president and CEO of High Point Federal Credit Union in Olean, N.Y., said the integration supports the credit union’s efforts to serve Generation Z and Generation Alpha members through its existing digital channels.
