CHICAGO — Alliant Credit Union has begun offering an Early Payday feature for its members that offers access to their paychecks up to two days in advance.

“At Alliant, we prioritize our members’ financial well-being, and Early Payday is another way we deliver on that promise,” CEO Ken Schaafsma in a statement. “Adding Early Payday allows our members to improve their cash flow and budgeting, having access to their hard-earned money earlier, adding to their financial wellness and giving them peace of mind as they plan for the future.”

In announcing the new offering, the $19.5-billion Alliant CU cited the rising cost of living and financial demands, which it said means accessing funds earlier can make a significant difference for members managing expenses, paying bills, and planning their financial futures. 

Early Payday is available to Alliant members with direct deposit or Social Security payments set up with their Alliant checking and savings accounts. There are no fees for the service. 

‘Aligns With Approach’

“By offering Early Payday, Alliant Credit Union continues to set itself apart as a financial institution that puts members first,” ACU said. “The feature aligns with Alliant’s digital-first approach to banking, delivering convenience and economic empowerment through user-friendly, tech-driven solutions.”

Alliant CU has more than 900,000 members.