SCOTTSDALE, Ariz.–No fooling, effective today the Zelle payments app is shutting down. The person-to-person payments solution, however, remains verify much alive and in place. 

Zelle, which went live in 2017, had its biggest year in 2024 when it exceeded $1 trillion in annual payments for the first time. 

But now, Zelle and its parent company, Early Warning Services, said in a statement, there is no longer a need to maintain a separate app because its service is now available through most financial institutions, more than 2,200 across the country. 

Frequent Target of Scams

Zelle’s popularity has made it the target of numerous scams and scam attempts, with credit unions being dragged into some of the litigation.

Early Warning Services noted that if the vast majority of consumers have access to online or mobile banking products that offer Zelle, it’s redundant to keep the standalone app.