TALLAHASSEE, Fla.–Digital account opening solutions, integrated payments, and auto leasing solutions are just some of the newest offerings credit unions are investing in or vendors are rolling out, in this latest installment of the CU Shopper. This is part II of a three-part series this week.
Leverage Invests in Vilify Account Opening Solution
TALLAHASSEE, Fla.–LEVERAGE has made a strategic investment in Valiify, a provider of digital account opening and loan origination technology, expanding a partnership launched in June, LEVERAGE said.
The investment will support Valiify’s growth, bring its platform to more credit unions and expand available features. Financial terms were not disclosed in the announcement.
Steve Willis, president of LEVERAGE, said credit union interest since the partnership began reinforced demand for technology that makes account opening and lending more accessible.
“Our investment in Valiify reflects our confidence in the platform, the team behind it, and the opportunity to create long-term value for credit unions,” Willis said.
John Bratsakis, CEO of The League of Credit Unions & Affiliates, said the investment reflects a commitment to helping credit unions obtain technology while maintaining personalized service.
Ted Coy, Valiify’s co-founder and CEO, said having LEVERAGE as both a partner and investor will help the company reach credit unions seeking to modernize and grow.
SWIVEL Adds Payment Processing to Weeve Collections Platform
SAN ANTONIO — SWIVEL has partnered with Tangenesis to integrate payment processing into Weeve, Tangenesis’ delinquent loan management platform, SWIVEL said.
The integration allows borrowers to make self-service payments through automated clearing house transfers or cards using mobile devices or the web.
Weeve combines automated outreach, analytics and communication across multiple channels to help financial institutions manage delinquent loans. The agreement embeds SWIVEL’s payment infrastructure and risk controls directly into the platform.
“Borrowers gain convenience and transparency, while institutions reduce delinquencies and preserve borrower relationships,” said David Miller, Tangenesis’ founder and CEO.
Amanda Licona-Crocker, SWIVEL’s president, said the partnership aims to simplify repayment and give borrowers greater convenience and control.
SWIVEL is a subsidiary of SWBC. The companies said the integration is intended to streamline collections while helping financial institutions maintain relationships with borrowers.
Edwards Federal Adds Vehicle Leasing Through CULA
SAN DIEGO — Edwards Federal Credit Union has partnered with Credit Union Leasing of America to offer vehicle leasing to its more than 16,000 members, CULA said.
The Antelope Valley, Calif.-based credit union has more than $278 million in assets. The program will operate through the CUDL dealer network with support from Origence.
Edwards Federal began serving Edwards Air Force Base workers and families in 1962 and now offers membership throughout the Antelope Valley.
CULA said its leasing program saved members an average of $169 a month in 2025 compared with financing comparable vehicles, with estimated aggregate savings of $94.6 million across participating credit unions.
“Adding vehicle leasing is a natural extension of our commitment to providing members with flexible financing solutions,” said Tyler Richards, Edwards Federal’s vice president of lending.
CULA’s network includes more than 40 credit unions with over $153 billion in assets and more than 7.6 million members. The company reported lease volume growth of 21% year to date.
CULA, which has offered indirect leasing since 1988, handles insurance, operations, compliance and dealer management for participating credit unions.
Orion Financial Selects Gemineye for Data Analytics
SANDWICH, Mass. — Orion Financial has partnered with Gemineye to improve its data analytics and turn information into insights more quickly, according to an announcement about the agreement.
The Memphis, Tenn.-based credit union has $1.3 billion in assets and 11 branches across western Tennessee and Arkansas.
Orion prioritized how quickly an analytics provider could deliver useful results. Gemineye’s prebuilt functionality, ongoing engineering services and credit union expertise influenced the selection, the announcement said.
“Gemineye brings the credit union expertise, practical capabilities, and flexibility Orion Financial needs to turn data into actionable insights and make more effective decisions for our members,” said Daren Purnell, Orion’s chief information officer.
Maggie Chopp, Gemineye’s director of business development, said its data platform would support Orion’s efforts to improve its analytics structure.
Orion has a 70-year history in Memphis and works with local organizations supporting financial literacy, youth education, music and the arts.
Moov Launches Debit Card Based Person to Person Payments
DENVER — Moov Financial has launched Moov Money, a person-to-person payment service built with Visa and Mastercard that delivers funds to accounts linked to eligible debit cards, the company said.
The service operates through financial institutions’ existing digital banking platforms and uses an eligible debit card and mobile phone connection. Recipients do not need the same payment app as senders or a new account, Moov said.
The platform uses Mastercard Move and Visa Direct. Moov provides identity verification, fraud controls, dispute management and initial customer support for participating institutions.
“Moving money shouldn’t depend on whether two people use the same app,” said Wade Arnold, Moov’s CEO.
Security features include device intelligence, phone-based verification, card validation, passkey authentication, real-time monitoring and artificial intelligence tools for fraud detection.
Moov Money is available to banks, credit unions, neobanks and brokerages for domestic payments. Jack Henry’s Banno Digital Platform is the first to integrate it, Moov said.
Eligible recipients can also accept payments using tokenized card credentials through Mastercard Credential Services or supported mobile wallets without manually entering card numbers.
Rivermark Plans Microloans for Financially Constrained Households
PORTLAND, Ore. — Rivermark Community Credit Union plans to launch an instant microloan program with Salus in mid-November, expecting to make about 5,000 loans in its first year, the credit union said.
The program targets ALICE households — asset limited, income constrained, employed — after Rivermark’s review of overdraft activity found members making payments to high-cost cash advance services.
Rivermark, a community development financial institution, said microloans will complement its financial coaching. Salus also offers predictive credit risk monitoring, earned wage access and credit building through rent reporting.
“We are moving our risk appetite from moderate to tolerant,” said David Noble, Rivermark’s chief marketing officer. He said microloans fit that strategy, although the program would not be a “balance sheet mover.”
Rivermark cited results from Salus client GFA Federal Credit Union: Microloan borrowers took additional loans at 2.5 times other members’ rate, generating $1.65 million in additional lending. Their deposits grew 65%, including 70% among millennials and 90% among Generation Z borrowers.
Rivermark said those borrowers saved nearly $500,000 compared with payday and other high-cost lenders.
Narmi Launches AI Marketplace for Community Institutions
NEW YORK — Narmi has launched an artificial intelligence marketplace for community financial institutions, bringing tools for staff operations and customer banking into a single hub, the company said.
The initial offerings include connections allowing account holders to analyze cash flow, balances and transactions through Claude or ChatGPT; account opening review assistance; automated message drafts; marketing tools; and natural-language searches across customer information.
Narmi said its AI DecisionAssist converts identity verification data into plain-language summaries and institution-specific recommendations. Average account review time fell from eight minutes to less than two minutes, while reviews at the 90th percentile finished six times faster, the company said.
Other tools draft customer responses using institutional reference materials and help marketing teams build audiences from account activity and attributes.
Narmi said the marketplace keeps people in control and will expand to include solutions from Waldo, Clarid, Agent IQ, MX, Payman, Alloy, InstaSwitch and PayPath.
“Our goal with the AI Marketplace is to deliver functional, high-impact AI that drives immediate value without added operational friction,” said Nikhil Lakhanpal, Narmi’s co-founder.
Glia Adds Relationship Management and Branch Tools
NEW YORK — Glia has introduced Glia Relationship Management and Glia Branch to combine customer account data with conversations across digital channels, phone calls and physical branches, the company said.
The relationship management system automatically connects core banking information with interaction histories to give employees a fuller view of customer needs. Glia Branch captures in-person audio and desktop activity, feeding that information into the system.
The products follow Glia’s launch of Agentic Workflows, which automates tasks such as card freezes and service requests across connected systems. Glia said combining those capabilities can help institutions identify opportunities to retain customers and offer additional products.
“Having all member communications in one spot with Glia Relationship Management has completely changed the game for us,” said Brandi Hill, member service manager at WyHy Federal Credit Union.
Hill said employees can see interaction histories and member profiles without tracking down colleagues to determine who previously contacted a member.
Core relationship management capabilities are included for Glia customers at no additional cost. Glia Branch is available for separate purchase.
