SALT LAKE CITY— Utah First Credit Union has introduced a July Auto Loans promotion offering rates as low 3.50% APR. The limited-time promotion is available to qualified borrowers throughout July and applies to vehicle upgrades, used-car purchases, and refinanced auto loans from other lenders, the credit union said.
“We know a lot of families are paying more for just about everything right now. If we can help someone lower a payment, save on interest, or free up a little room in their budget, that’s meaningful,” CEO Darin Moody said in a statement. “We want members to enjoy a sweeter summer without the stress.”

Utah First said it is offering:
- Financing for all credit types.
- New, used, and refinance options.
- Easy application online.
- Friendly, local approvals from a Utah-based team.
Triple Rewards
In addition, Utah First said members can also compound their auto loan savings through itst’s Triple Points promotion this summer. Through August 31, 2026, Utah First debit and Orange Platinum Visa cardholders can earn triple Orange Rewards points on qualified gas and EV charging purchases, making every mile a little more rewarding.




